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SMME UnSECURED Working Capital

Most lenders will ask for a personal guarantee before offering business funding to professional business services or private practices such as physicians, lawyers, accountants or business consultants, especially sole traders who bootstrapped their small business from the ground up.

Applying for small business finance from traditional lenders also comes standard with lengthy approval processes and tedious paperwork.

At SmartAgrIoT, we want to help you cut through the red tape to get the funding you need quickly and without hassle.

Accessing small business finance for your company shouldn’t be complicated or time-consuming. This is why we’ve developed a way to give you access to small business finance up to R2 million in funding.

working capital

The products we offer will enable our clients to improve their status in life. We aim at the productivity of the client to enable them to achieve their full potential which has hitherto been elusive due to the perceived risky nature of providing financial services to the Micro, Small, and Medium Businesses sector and more so the agricultural sector.

subscriptions to access technology, skills, markets

Financial services for the poor offer a distinctively crosscutting tool capable of alleviating some of the most challenging issues of our time. These include, but are not limited to, ending extreme poverty and hunger, promoting gender equality, enabling access to healthcare, and promoting inclusive economic growth.

Many farmers with NO ACCESS to finance, technology, skills remain at risk as they cannot benefit from the new technologies such as artificial intelligence-based, satellites, 5th Generation, and 4th industrial revolution based.

SmartAgrIoT makes it possible to provide affordable services to the smallholder farmers in South Africa allowing them to utilize their farms for food security.

Smallholder farmers who cannot afford the subscription services offered by SMARTAGRIOT may continue to benefit from the services offered by deferring the subscription annual payment required.